How to select your car insurance basics
What auto insurance should I select?
Auto insurance is one of the most important products that you have to purchase in your life.
You want to make the right decision and you also want to get the best deal, the best price, the best coverage and over all you want the company that you select to be the best company. So how do you do that without spending hours on the internet looking up and reading information on every single company out there?
The answer is simple…
You have to select specific parameters that you want your auto insurance company to have.
For instance, if you get into an accident you are thinking that you want to make sure that the insurance company will replace your car right? Well, having auto replacement options on your policy is sometimes a feature you have to request. It is not an automatic feature in policies with some companies. Knowing this information can have a major difference in the outcome if you are possibly ever in this situation.
So here are a few tips on how to select your car insurance basics to make sure you are getting exactly what you need in case you ever have to use it.
Car insurance basics:
• Emergency services
Make sure that you have features like road side assistance and rental car coverage. These features should also include gas if you should ever run out, flat tire repair or replacement and tow truck coverage. These features are a peace of mind to you in an emergency situation.
• Relative services
One important feature you should have is auto replacement in your policy. In the slight chance that you should get into a situation that your car is totaled you are going to need a new car. Many of you may think that this is an automatic added feature but on some policies it is not. Make sure that this is something you have just in case.
• Make sure the price is right
The price you will get on your auto insurance will drive everything. Also, of course you all want the absolute lowest price that you can get on your car insurance. A word of caution however, make sure the price is right for what is needed and not just for the sake of having the lowest price. If there is one thing that you could sacrifice a couple extra dollars out of your budget to make sure its solid it’s car insurance.
You spend a major portion of your day in your car. This makes it more like your rolling second home, minus the bathroom, kitchen and all those other things of course; but it does have cup holders… lol!
So make sure you have it well protected in case you ever need to use your auto insurance.
For more TIPS and ways to find out how to get the best car insurance options, make additional income and get Financial Information and contact a Financial Coach leave a comment and we will be happy to help you.
Happy Friday!!
See you next week
